During our most recent play through, we had a great toad moment. It was towards the end of the game, and I was playing the Gypsy. Though I wasn't the strongest at the time, I had a fair amount of gold and a Talisman, so when I landed on the Academy in the Hidden Valley I decided to spend all my gold and train for 4 turns. That would get my Craft up to 14 and allow me to make a good run for the center.
My nemesis, the Highlander was the strongest character in the game at the time, and as soon as I gave up 4 turns he started running for the center. He had something around 16 strength at the time, tons of Followers and Objects, and a single Spell. On his way to the Portal of Power he landed on the Hidden Valley and instead of just carrying on and getting a 2 turn head start through the Inner Region, he made the ill-fated decision to attack me in battle. I thought it was to steal my Talisman and slow me down, but then he smugly laid down the Toadify spell and everyone went silent. He picked up the die with glee in his eyes and gave it a toss...and rolls a 1. We all laugh as he just stares at the die that betrayed him. With no fate to reroll he grimly replaces his figure with a toad and dumps all his stuff on the ground.
To add insult to injury I, as the Gypsy, pick up the freshly discarded Toadify and am also able to land on his stuff before he has a chance to reclaim it. That's why you don't mess with the Gypsy!