Quick question from one of my player, which I am curious to see what others do:
Your WP = 3, you have 3 stress. You're ok. You fail a Fear 2 check, gain 2 stress. Do you draw a temp insanity? - Basically the question is: Is stress received all together, or by unit of 1?
If the later, then your stress goes to 4, your WP is distressed. Then it goes to 5, you draw a temp insanity. However, if the former, your stress goes from 3 to 5, and since your WP wasn't distressed to begin with, you do not draw a temp insanity.